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Privacy
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Privacy Policy |
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Westside Community Bank
Notice of Your
Financial Privacy Rights This is our privacy
notice for our customers. When we use the words “you” and “your” we
mean the following types of customers:
All of our consumer customers who have a relationship with us such
as:
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Deposit account
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Loan account
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Safe deposit box
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Self-directed Individual Retirement Account
where we act as custodian or trustee
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Financial, investment, or economic advisory
services (for a fee)
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Home mortgage brokerage
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All IRA accounts for which we act as custodian
We will tell you the sources for nonpublic
personal information we collect on our customers. We will tell you
what measures we take to secure that information.
We must first define some terms.
We, our, and us means Westside Community Bank.
Nonpublic personal information means information about you that we
collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information
that is available from public sources, such as telephone directories
or government records.
An affiliate is a company we own or control, a company that owns or
controls us, and a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of
ours.
THE INFORMATION WE COLLECT
“We collect nonpublic personal information about you from the
following sources:
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Information we receive from you on applications
or other forms,
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Information about your transactions with us, our
affiliates, or others, and
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Information we receive from a consumer-reporting
agency
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
We do not disclose any nonpublic personal information about our
customers or former customers to anyone, except as permitted by law.
CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide
products or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal standards to guard
your nonpublic personal information.
If you have questions regarding this policy, please contact us.
Phone: 253-565-9737
Fax: 253-565-9705
4922 Bridgeport Way West
University Place, WA 98467
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Security |
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HOW YOU CAN PROTECT YOURSELF
Because you can control the information you choose to release, you are the first line of defense in protecting your personal information. Some easy ways of accomplishing this is by keeping anything with any personal or account information in a safe place, providing your information only to trusted sources, and by reducing the amount of mail you receive with your information on it.
It's okay to be suspicious when providing your personal information. If you can't verify the legitimacy of the business or person that you may be providing your information to, or if you don't understand why a certain piece of information is needed, you may want to reconsider continuing with that transaction.
We do more by committing to help you fight fraud and identity theft. Identity theft is the most popular and profitable form of consumer fraud. It happens when someone uses your personal information such as your name, Social Security number, credit card number or other private information, without your permission to commit fraud or other crimes. It is vital that you recognize the various types of fraud and learn how to protect yourself against them. Your PC is your first line of defense on the Internet, and with just a couple of tools and some diligence, you can greatly improve your security. Make sure your computer has an anti-virus program, anti-spyware, and a firewall, and keep them up to date. Some phishing attacks contain software that can harm your computer or track your activities on the Internet without your knowledge.
Be very protective of your personal and account information. There are criminals who create websites that look similar to real sites. The best way to know who you are dealing with is to type the address in your browser address bar.
Please read the tips below to learn more about protecting yourself.
Monitor your accounts. You can easily monitor your accounts by keeping track of transactions by logging into online banking. It’s FREE and available to you 24 hours a day, 7 days a week.
Protect your personal information:
- Do not carry your Social Security card with you
- Do not have your Social Security number and driver’s license number printed on your checks
- Keep your new and cancelled checks in a safe place
- Do not leave your purse, wallet, checkbook, or any other forms of identification in your car
- Shred or tear up any documents containing banking or credit information, especially pre-approved credit card offers
- Keep your PINs and passwords a secret. Do not write them down or share them with anyone.
PHISHING
"Phishing" is an attempt to lure you into giving personal information and gain access to your financial information.
- Use caution when you receive an e-mail that directs you to a Web page asking for personal information. It may look like its legitimate, but the Web site may be designed to steal your personal information.
- To bait you, the e-mail message may suggest there is an urgent matter threatening your account. These messages generally ask you to click a link to a false Web site and provide confidential personal or financial data.
- Never give out confidential information unless you are absolutely assured of the reason you are giving the information and confident in whom is receiving the information
EMAIL
E-mail sent over the Internet is not protected. It can be intercepted and seen by others. It can also be used to send damaging software that can infect your computer.
- Do not reply to any unsolicited email, pop-up message or phone call asking for personal and/or financial information.
- Question suspicious emails. We will never send you an email asking for your online ID, password, or other personal information.
- Do not click on any email link if you suspect the message is fraudulent, not even to "unsubscribe". Instead, call the business using the number on the back of your card or on your monthly statement to confirm the legitimacy of the email.
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