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Regular Checking
Interest Checking
Club Checking
Club 55
Business Checking
Business Interest Checking
General Rate Information
Regular Checking
- Non-interest checking with unlimited check writing
privileges
- No Monthly Service Charge
- Customer buys own checks
- VISA check card, upon qualification
- Minimum opening balance of $100.00
- Our most popular checking account!
Interest Checking
- Interest earning account for customers who carry higher
balances
- Unlimited check writing privileges
- $10.00 monthly service charge if average balance is below
$250.00
- Customer buys own checks
- VISA check card, upon qualification
- Minimum opening balance of $250.00
Club Checking
- Provides a variety of services at a low monthly fee with
unlimited check writing
- $7.00 monthly service charge
- No charge for Westside style checks
- No fees for Cashier’s Checks or Money Orders
- No fee for notary service
- ½ off small size safe deposit box (when available)
- VISA check card, upon qualification
- Minimum opening balance of $100.00
Club 55
- Interest earning account for our senior customers who carry
higher balances
- Unlimited check writing privileges
- No service charge
- No charge for Westside style checks
- No fees for Cashier’s Checks or Money Orders
- No fee for notary service
- ½ off small size safe deposit box (when available)
- VISA check card, upon qualification
- Free photocopies (limit 5 per business day)
- No fee travelers cheques
- Minimum opening balance of $100.00
Business Checking
- Unlimited check writing
- $10.00 monthly service charge if average balance is below
$1,000.00
- $.17 per check fee for more than 125 checks per month
- $.06 per item deposited over 100 items per month
- Minimum opening balance of $100.00
Business Interest Checking
- Available to sole proprietors, public units, and non-profit
organizations
- Unlimited check writing
- $10.00 monthly service charge if average balance is below
$1,500.00
- $.17 per check fee for more than 125 checks per month
- $.06 per item deposited over 100 items per month
- Minimum opening balance of $1,500.00
We Return Your Checks! - We return your paid checks in
your statement at no extra charge to you!
General Rate Information – Your interest rate and annual
percentage yield may change. At our discretion, we may change the
interest rates on your account at any time. All interest rates are
established by the bank based on local market conditions and related
services. The interest rate will be based on the daily balance in
your account, and will be paid on the entire collected balance in
your account. Interest will be compounded on a monthly basis and
will be credited to your account monthly, at the end of the monthly
cycle period. If you close your account before interest is credited,
you will not receive the accrued interest. We use the daily balance
method to calculate the interest on your account. This method
applies a daily periodic rate to the principal in the account each
day. Interest begins to accrue no later than the business day we
receive credit for the deposit on non-cash items (i.e., checks).
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